Platform Overview

One API. Every payment need.

PayLoop replaces four separate vendors - payment processor, subscription engine, payout provider, and fraud tool - with a single integrated platform that lives inside PayLoop.

Smart Routing

Your transactions take
the best path, automatically

Most payment processors are single-path: if they decline, your customer sees an error. PayLoop evaluates multiple processing routes in real time and re-routes failed charges before the customer ever notices.

  • Automatic failover across processor network
  • Cost-optimized routing reduces processing fees by up to 18%
  • Geographic routing matches local payment preferences
  • Configurable rules for high-risk or large-ticket transactions
ROUTING DECISION - Transaction #TXN-291847
Processor A (Primary)
Decline - insufficient funds signal
DECLINED
Processor B (Fallback)
Retry with network token - 94ms
APPROVED
Customer experience: seamless. Recovery: automatic.
Smart Routing Architecture
Subscription Engine

Billing logic that matches
how you actually sell

Flat monthly plans are the easy part. PayLoop handles the scenarios that break most billing systems: mid-cycle upgrades, seat-based overages, usage-triggered charges, and multi-currency subscriptions across the same customer account.

Tiered Pricing
Volume-based price breaks with automatic tier transitions
Metered Usage
API calls, data volume, or any custom unit you define
Smart Dunning
Configurable retry schedules with customer email sequences
Proration
Accurate mid-cycle credits and charges automatically applied
Subscription Revenue Dashboard
Additional Capabilities

The rest of your payment stack

Webhooks & Events

Real-time event streaming for every payment state transition. Idempotent delivery guarantees you never process an event twice.

Multi-Currency Settlement

Settle in 40+ currencies at mid-market rates. Automated FX conversion with daily rate locks available for enterprise plans.

Automated Invoicing

PDF invoices, credit notes, and receipts generated automatically. Supports EU VAT, US sales tax calculation, and custom tax rules.

ERP & Accounting Sync

Native connectors push every transaction, refund, and dispute to your accounting system. Reconciliation that used to take days now takes seconds.

PayLoop Platform Integrations

See PayLoop in your stack

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