Pricing

Published rates. No hidden network pass-throughs.

Every PayLoop plan includes full API access, a developer sandbox with all five endpoints active, and PCI DSS Level 1 infrastructure. Platform fees are a fixed monthly rate; per-transaction fees are deducted from settlement. No separate network assessment fees passed to your platform.

Starter
$0
For vertical SaaS platforms in development or early launch, processing under $10k/month in sub-merchant volume. Full API access including /onboard, /charge, /payout, /dispute, /refund.
  • Up to $10,000/month volume
  • 2.9% + 30¢ per transaction
  • Subscription billing engine
  • 180+ currencies
  • Developer sandbox
  • Email support
  • Basic webhooks
Start Free
Growth
$299/mo
For vertical SaaS platforms with active merchants processing $10k–$500k/month. Includes platform-level fee configuration, sub-merchant settlement dashboard, and dispute management workflow.
  • Up to $500,000/month volume
  • 2.4% + 25¢ per transaction
  • Smart routing across 4+ processors
  • Split payments & marketplace payouts
  • Advanced fraud rules
  • Priority support + Slack channel
  • Full webhook event stream
  • ERP & accounting sync
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Enterprise
Custom
For vertical SaaS platforms processing over $500k/month in sub-merchant volume. Interchange-plus pricing through our Synovus/Cross River bank relationships. Custom platform fee structure and dedicated T+0 instant settlement capacity.
  • Unlimited volume
  • Negotiated interchange-plus rates
  • Dedicated processor relationships
  • Custom fraud model training
  • 99.99% uptime SLA
  • Dedicated payments engineer
  • On-site integration support
Talk to Sales

All plans include

PCI DSS Level 1 infrastructure
BSA/AML program (PayLoop-maintained)
Sub-merchant KYC/KYB onboarding
Dispute evidence collection workflow
1099-K issuance at year end
No setup or cancellation fees
FAQ

Questions on pricing

Platform fees are charged monthly. Transaction fees are deducted from your settlement balance before payout, so there is no separate invoice for each transaction.

Successfully processed transaction value, in USD equivalent. Refunds are excluded. Volume is calculated on a rolling 30-day basis.

Yes. Upgrades take effect immediately. Downgrades apply at the start of your next billing cycle. Pro-rated credits are applied automatically.

A $15 fee applies per lost chargeback dispute. Won disputes are free. Enterprise plans include chargeback management services that reduce dispute loss rates by an average of 40%.

Start in sandbox, go live when your sub-merchants are ready

Sandbox API keys give you full access to all five endpoints with no volume commitment. When you're ready for production, a payments engineer reviews your integration and confirms compliance alignment before you flip the environment variable.

Get API Keys